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Money hacks

Simple habits that keep more money in your pocket.

Money-saving habits that really work: pay yourself first, stop impulse buying, cancel forgotten subscriptions, compare insurance and borrow free e-books.

9 hacks. Tap any hack to see how it's done.

$ 24 hours
Money1 dayFree

Use the 24-hour rule before buying

Wait a day before any purchase you didn't plan. Most urges fade.

$ Payday Savings
Money5 minutes, onceFree

Pay yourself first with an automatic transfer

Move money to savings on payday, before you have a chance to spend it.

Monthly charges Streaming$15.99Gym$39.99Music$10.99Cloud storage$2.99Magazine$9.99 Save $50/mo
Money15 minutesFree

Find and cancel subscriptions you forgot about

Scan your bank statement once a month and cancel anything you don't use.

12 oz 24 oz $3.0025¢ per oz $4.8020¢ per oz
Money5 secondsFree

Compare the unit price, not the sticker price

The small number on the shelf tag shows which size is really cheaper.

SALE!SALE!SALE!SALE! Unsubscribe
Money10 minutesFree

Unsubscribe from store emails to stop impulse buying

Fewer sale emails means fewer things you didn't plan to buy.

Eating out: $40/week Empty? Wait till next week
Money5 minutes a weekFree

Use a cash envelope for fun spending

Put your weekly eating-out or hobby money in an envelope. When it's empty, you're done.

Insurer A$142/moInsurer B$118/moInsurer C$131/mo Same coverage
Money1 hour, once a yearFree

Compare car insurance quotes once a year

Prices change. A yearly check can find the same coverage for less.

Borrow FREE
Money10 minutesFree

Borrow free e-books and audiobooks with your library card

Apps like Libby let you borrow books on your phone or tablet for free.

List Eat first
Money10 minutesFree

Shop with a list and a full stomach to spend less

Eat before you go and stick to your list.